When considering income protection insurance for Australia, it's essential to determine how much coverage you truly need. A common general guideline is to aim for 80% of your annual income. Keep in mind, this is just a general recommendation. Your individual circumstances will certainly affect the suitable amount of coverage. Consider factors like

Total Permanent Disability (TPD) is a legal term that describes a state where an individual experiences a significant injury or illness resulting in the inability to perform duties for an indefinite period. This definition often varies slightly across jurisdictions, with specific criteria specifying what constitutes TPD. To be eligible for TPD bene